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Your Guide to Health Savings Accounts

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Health savings accounts can not only cover health care costs but also serve as a powerful tool for retirement planning.

health savings account overview

This white paper has been updated to reflect changes to the program for 2019.

In a new white paper, Brighton Jones advisor Tim Amen, CFP® offers an in-depth look at both the mechanics and potential benefits of health savings accounts (HSA):

“As health insurance costs have continued to increase, more individuals and employers have shifted from co-pay health care plans to lower-premium, high-deductible health plans.

“Many of these plans have the advantage of allowing participants to offset the higher deductible cost with the ability to utilize a health savings account for pre-tax or tax-deductible contributions and tax-free withdrawals for qualified medical expenses.”

The guide covers a number of key questions and topics, including:

  • Who is eligible?
  • Contributions
  • Distributions
  • Beneficiaries
  • HSA for retirement planning

Explore the full white paper:
More Than Meets the Eye: Your Guide to Health Savings Accounts

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