Be WELLthy Blog

Focus on three factors you can control: Why are you paying so many fees? Where have you invested your portfolio? What tax bracket are you in?

As Personal CFOs, we work with clients to see the big picture—their total balance sheet and how everything works together. We also painstakingly catalog and analyze every detail, understanding how each component fits into the broader, holistic plan.

It’s hard to predict how elections will shake up the market. Your best defense against uncertainty is to look at what hasn’t changed rather than focus on temporary events.

For a brief moment, many of us may find ourselves daydreaming about the financial gain we could have reaped if only we had liquidated our equity exposure as the market peaked and reinvested as prices bottomed out. But, sooner or later, we eventually wake up and remind ourselves of the unsatisfying truth we have known all along—the future is unpredictable and our prognostications are too unreliable to act upon.

The goal is to protect 10-15 years of our clients’ cash needs to allow the growth-oriented assets ample time to ride out short-term volatility.