Learn How to Leverage Your 2024 Benefits
Taxes, Investing, and the Right Strategy for your Microsoft Benefits
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Backdoor Roth IRAs
If you’ve maxed out your personal 401(k) contributions or have additional funds you want to save for retirement, a backdoor Roth could be an option to explore with your financial planner.
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Deferred Compensation
Microsoft’s deferred compensation plan is designed to provide tax and retirement benefits. Eligible employees can designate a portion of their compensation to be withheld and distributed back when they’re in a lower tax bracket.
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Employee Stock Purchase Plan
Employees can purchase additional Microsoft stocks via a payroll deduction. Typically these stocks are purchased at a 10 percent discount and can be sold instantly to capitalize on the discount and make immediate profit.
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Health Savings Accounts
Employees can grow their financial assets pre-tax through a Health Savings Account. Once a minimum balance is achieved, those funds can be invested like those in a 401(k).
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