“On the gap between our values and our actions—misalignment angularity, I would call it—there’s pain there. This is what it means to be a human. The process of real financial planning is to get those two circles closer, right?”
– Carl Richards
Whenever he flies, Carl Richards asks the pilots if they make a detailed flight plan. They say yes. He then asks how often they stick to that flight plan. They say never. Conditions always change mid-flight, and they too must adjust. Carl argues that the same sort of micro-adjustments are essential to living a life of deep peace and contentment. He also shows us how such thinking can help us avoid the handful of catastrophic mistakes that can, and often do, decimate financial futures.