The Money Talk Made Easy: Preparing Parents for Financial Conversations

Whether your child is asking about the tooth fairy’s budget or college tuition, money questions come up—and they’re not always easy to answer. 

Most parents want their kids to be financially confident and capable, and 75% of teens say they rely on their families for financial education. But sometimes we’re not sure what to say, when to start, or how much to share. So we avoid the conversation altogether.

Here’s the truth: financial confidence isn’t inherited—it’s taught. And the “money talk” isn’t one big conversation; it’s many small, intentional moments woven into everyday life. The good news? With the right framework and language, these conversations can feel natural and constructive, whether you’re explaining allowance to a first-grader or discussing budgets with a college-bound teen.

In this practical, interactive session we’ll give you the tools, prompts, and confidence to have meaningful money conversations with your kids at any age.  The Holidays are right around the corner, and if your family will be gathering and connecting, this could be a great moment to have an intentional talk about money!

Topics we’ll cover

• Why we avoid money conversations—and why silence can be more harmful than imperfection
• The Brighton Jones Fin Ed. framework—a simple, intuitive approach to teaching kids about money (IN → OUT → GROW → GIVE)
• Age-appropriate conversation starters—specific prompts and topics for kids ages 5-18
• How to navigate hard questions—”Are we rich?” “How much do you make?” “Why can’t we buy that?”
• Using your story as a teaching tool—how to share your own money mistakes (and wins) in ways that educate without oversharing
• Tailoring conversations to your family—strategies for divorced families, blended families, and discussions about significant wealth
• Creating a family money purpose statement—define what money means in your household and communicate your values clearly