Roth conversions, particularly when done on depressed account balances, can pay huge dividends down the road in the form of reduced income-tax burdens.
The SECURE Act, broadly aimed at retirement security, introduces new provisions impacting both individual investors and employers overseeing 401(k) plans.
With many Americans woefully underfunded for retirement, utilizing after-tax 401(k) contributions, if available, is a great way to make up for lost time.